5 Steps to a Better Spending Plan

Before you receive any money from a paycheck or any other income for the pay period, you want to sit down and “plan to spend” your money.  On purpose, you want to plan out where all your paycheck will be spent.  Often, we do not plan to spend our money and we end up letting others spend our money for us as we buy things that we did not plan to. 

Managing Money Through Tough Financial Times

You should set aside some money, six to twelve months or so of expenses as a rainy day or contingency fund.  An emergency fund allows you to stick to your spending plan and still take care of that unexpected medical bill or car repair.  It also gives you confidence and peace of mind knowing that an emergency expense won’t derail your plan.         

Four Recipes to Financial Success Below are four recipes to financial success. By that, I mean that if you focus and do just one of these things well, the chances of having success with your finances will increase. You can be successful and find a level of success that will propel you to even more … Continue reading “”

Three Money management Tips for 2022

It’s still closer to the beginning of the year than the end, and a great time to prepare and plan to manage your money better in 2022.  One of the reasons why people fail with their finances is poor planning.  Here is how it usually goes… It is the first of the year and you … Continue reading “Three Money management Tips for 2022”